Study Of Digital Financial Literacy Among Adults Of Dehradun

Abstract

This study investigates the digital financial literacy of adults in Dehradun, focusing on their demographic profiles, usage patterns of digital payment platforms, and the relationship between demographic variables and financial literacy levels. Using a structured questionnaire, data were collected from a sample size of 150 respondents. The analysis was conducted using SPSS 20, applying Pearson correlation and Chi-square tests to explore significant relationships. Results indicate that education significantly influences secure transaction practices and digital literacy, with higher education levels correlating with better digital behaviors. Gender differences were minimal in usage patterns but notable in security perceptions, with females reporting a greater sense of safety. The findings highlight the importance of education in enhancing digital financial literacy and underscore the need for region-specific, targeted interventions to promote safe and inclusive financial practices.