Strengthening Financial Resilience For Women Using Fintech In The Context Of Delhi NCR

Abstract

Fintech emerging up as a powerful transformative tool to improve financial resilience especially among women in urban and semi-urban localities. More so, digital financial services can be considered an uplifting path toward empowerment and economic security for women in the Delhi NCR region where socio-economic disparities pose unique challenges to them. This paper therefore takes an in-depth look at how tech-finance platforms facilitate women’s ability to sustain financial resilience through access to savings, credit, insurance, and investment tools. Field surveys data, interviews, and policy analysis results indicate that though there is a rising trend in the adoption of tech-finance this alone will not create inclusive and sustainable resilience unless addressed are issues digital illiteracy and deeply-rooted

gender norms algorithmic biases.