Proactive Financial Wellness Coaching Via Generative AI And Reinforcement Learning-Driven Behavioral Nudging. International Journal of Environmental Sciences, [S. l.], p. 5952–5956, 2025. DOI: 10.64252/84rvwx41. Disponível em: https://theaspd.com/index.php/ijes/article/view/11362.. Acesso em: 23 sep. 2026.