The Role of Fintech in Disrupting Traditional Banking Systems: Opportunities and Challenges. International Journal of Environmental Sciences, [S. l.], p. 3636–3645, 2025. DOI: 10.64252/8tvypf36. Disponível em: https://theaspd.com/index.php/ijes/article/view/10837.. Acesso em: 11 oct. 2025.