An Efficient Sharia Savings and Loan and Financing Cooperative Model Based on the Soft System Methodology (SSM) Approach to Improve Member Welfare. International Journal of Environmental Sciences, [S. l.], p. 2105–2112, 2025. DOI: 10.64252/sn4g5m58. Disponível em: https://theaspd.com/index.php/ijes/article/view/9690.. Acesso em: 1 oct. 2025.