MSME Finance: An Empirical Study On Policy Reforms, Cash Flow Based Lending, And Digital Solutions. International Journal of Environmental Sciences, [S. l.], p. 5615–5626, 2025. DOI: 10.64252/7ya6vy75. Disponível em: https://theaspd.com/index.php/ijes/article/view/10151.. Acesso em: 15 dec. 2025.