The Opportunity Cost Of Early Saving: A Study On Delayed Financial Planning In India. International Journal of Environmental Sciences, [S. l.], p. 1492–1503, 2025. DOI: 10.64252/vmzmaa60. Disponível em: https://theaspd.com/index.php/ijes/article/view/5955.. Acesso em: 12 oct. 2025.