A Model To Promote Saving And Spending Behaviors For Secure Livelihood Of The Elderly In Northern Community. International Journal of Environmental Sciences, [S. l.], p. 679–691, 2025. DOI: 10.64252/m6104168. Disponível em: https://theaspd.com/index.php/ijes/article/view/4173.. Acesso em: 18 sep. 2025.