A Pathway To Repayment: Education And Financial Responsibility Among Microfinance Clients: Conceptual Study. International Journal of Environmental Sciences, [S. l.], p. 994–1002, 2025. DOI: 10.64252/ga5djc03. Disponível em: https://theaspd.com/index.php/ijes/article/view/4552.. Acesso em: 12 oct. 2025.