Empowering Women Through Self-Help Groups: A Case Study of Kanpur Nagar, Uttar Pradesh

Abstract

Self-Help Groups (SHGs) have emerged as pivotal instruments for promoting financial inclusion and socio-economic empowerment among women in India. In Kanpur Nagar, Uttar Pradesh, SHGs have facilitated access to microfinance, skill development, and community participation, significantly impacting women's lives. This study examines the structure, challenges, and outcomes of SHGs in Kanpur Nagar, utilizing both primary and secondary data sources. The research identifies key challenges faced by SHG members, including limited economic freedom, complex loan procedures, and inadequate support from extension workers. Despite these hurdles, SHGs have contributed to enhanced financial independence, improved decision-making abilities, and increased social participation among women. Notable initiatives, such as the Ekta Mahila Samiti and government-supported programs under the National Rural Livelihood Mission (NRLM), have played significant roles in this transformation. The study concludes that while SHGs have positively influenced women's empowerment in Kanpur Nagar, addressing existing challenges through streamlined administrative processes, regular support, and enhanced communication is essential to maximize their potential. Policy recommendations include simplifying loan procedures, increasing the frequency of extension worker visits, and fostering stronger communication channels between SHG trainers and political leaders.